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A Simple Mortgage Loan Calculator script is a practical tool that assists individuals in estimating their monthly mortgage payments for a home loan. This script typically takes inputs such as the loan amount, interest rate, loan term, and down payment to calculate the monthly installment amount. Using mathematical formulas and algorithms, the script considers factors like interest accrual, repayment period, and any additional fees or charges associated with the loan. By providing the estimated monthly payment, the script helps borrowers understand the financial commitment and plan their budget accordingly. It simplifies the process of calculating mortgage payments, allowing individuals to make informed decisions when it comes to purchasing a home or refinancing an existing mortgage.